WHO WE HELP
Maximize Your Retirement Plan
At In The Money Retirement Planning, we provide strategies to create or improve your Retirement Plan
Managed Investment Portfolio
Without the commission products.
Work With One CFP®
There’s no time to be repeating yourself
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Portfolio Management
Tax Efficient Portfolio Management
Automated Rebalancing
Tax Loss Harvesting
Automated Money Movement
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Service
Unlimited meetings with your CFP*​
Unlimited Email Support
24/7 Access to Financial Plan​
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Folks Nearing Retirement
Great for those less than 10 years from Retirement
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Key Feature:
Comprehensive Review for Retirement
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Taxes
Roth Conversion Analysis
Account Withdrawal Strategies
Tax Planning*
Equity Compensation Strategies
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Legacy Planning
Last Will & Testament Review
Beneficiary Reviews
Legacy Planning*
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Insurance
Long-Term Care Planning
Life & Disability Insurance Guidance​
Social Security Optimization
Medicare Guidance
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Business Owners
Small Business Retirement Plans​
Business Exit Planning
Tax-Efficient Exit Strategies
(Includes Investment Management)
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Cashflow Management
Budget Monitoring
Debt Paydown Strategies
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*Legacy Planning includes a whitepaper detailing estate plan. Does not include creation of will or Trust.
* Tax Planning includes a Tax Prep Letter that details all Tax Opportunities identified each year. Does not Include Filing of Taxes.
* Unlimited Meetings with CFP except for June, July, August & December
Self Employed/Small Business Owners
Great for Self Employed Folks or Small Business Owners
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Key Feature:
Establishing Retirement Plan
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​Taxes
Estimated Tax Payment Reminders
Tax - Efficient Account Funding Strategies
Tax Minimization Strategies
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Legacy Planning
Last Will & Testament Review
Beneficiary Reviews
Legacy Planning*
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Insurance
Health, Disability & life Insurance Guidance
Medicare Guidance
Social Security Optimization
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Business Exit Planning
Small Business Retirement Plans​
Tax-Efficient Exit Strategies
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Cashflow Management
Emergency Fund Management
Budget Tracking
Debt Paydown Strategies
Credit Building Strategies
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*Legacy Planning includes a whitepaper detailing estate plan. Does not include creation of will or Trust.
* Tax Planning includes a Tax Prep Letter that details all Tax Opportunities identified each year. Does not Include Filing of Taxes.
* Unlimited Meetings with CFP except for June, July, August & December
Sudden Money/Inheritance Recipients
Great for recipients of an inheritance or recent asset sale
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Key Features:
Goals Based Process to set Clear Plan for the Money
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Taxes
Guidance on Tax Planning around inherited assets & property sales
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Legacy Planning
Estate Planning & Gifting Strategies
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Insurance
Guidance on qualifying for benefits after the inheritance
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Cashflow Management
Budget Monitoring
Debt Paydown Strategies
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*Legacy Planning includes a whitepaper detailing estate plan. Does not include creation of will or Trust.
* Tax Planning includes a Tax Prep Letter that details all Tax Opportunities identified each year. Does not Include Filing of Taxes.
* Unlimited Meetings with CFP except for June, July, August & December
Healthcare Professionals
Great for Medical professionals with little Time
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Key Features:
Strategies on financial independence & retiring early
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Taxes​
Process of Reducing taxes
Tax Planning*
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Legacy Planning
Last Will & Testament Review
Beneficiary Reviews
Legacy Planning*
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Insurance
Long-Term Care Planning
Life & Disability Insurance Guidance​​​
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Cashflow Management
Emergency Fund Management
Budget Monitoring
Debt Paydown Strategies
​
*Legacy Planning includes a whitepaper detailing estate plan. Does not include creation of will or Trust.
* Tax Planning includes a Tax Prep Letter that details all Tax Opportunities identified each year. Does not Include Filing of Taxes.
* Unlimited Meetings with CFP except for June, July, August & December