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At In The Money Retirement Planning, I work with pre-retirees who are transitioning from late-career demands into a retirement funded by years of sacrifice. I help you build a plan and execute it. ​

 

​​When your income no longer comes from your work, the stakes are higher.

 

Your wealth needs to support you for decades, fund your goals, and protect your lifestyle through market changes, taxes, and unexpected expenses. Let's do the legwork now by focusing on these key areas. ​

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​Retirement Strategies

👉Social Security Timing Strategies

👉Roth Conversions

👉Healthcare before Medicare & Medicare Choice Guidance

👉Account Withdrawal Strategies

👉Retirement Income plan coordinating your pensions, social security & investments

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Strategies to Lower Taxes

👉 Detailed plan with strategies geared towards lowering your lifetime tax bill

👉 Annual Tax Letter Summary detailing all tax moves taken in previous year

👉 Annual Tax Report Summary which reviews your most recent tax return to comb for future tax year opportunities and catch any mistakes on filing.

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​Estate Planning & Trust Services

👉Through our partnership with Estate Guru we are able to facilitate the creation of Estate Documents. 

👉As a client you get Power of Attorney & Healthcare Directives complimentary as a client. (yes - Free!)

👉For additional documents like, Trusts, Wills & Deeds additional charges apply.

Insurance 

👉 Optimize your workplace benefits with my guidance

👉Life Insurance needs analysis

👉 Health Insurance Guidance

👉Disability Insurance coverage analysis

Investments​​

👉Detailed plan to make investments aligned with your lifestyle in retirement. 

👉401k allocation guidance

👉 Cost-Efficient Portfolio Management

👉Tax-Loss Harvesting 

👉Business Retirement Plans including Sep, SIMPLE & i401ks 

👉Automated Money WIthdrawals/Contributions

👉Quarterly Performance Reports

Charitable Gifting

👉Charitable Gifting Analysis to optimize charitable gifting deductions each year.

 👉Charitable Distributions Completed for you (Investment Management Clients Only)

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Why Folks Choose Me

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• Fiduciary Commitment – I am legally obligated to act in your best interest—no commissions, no hidden agendas.

• Specialized Experience – Experience helping folks manage large liquidity events and transition into retirement.

• Personalized Strategies – Every plan is built around your unique goals, risk profile, and lifestyle—not a generic template.

• Local Insight, Regional Reach – Based in Southeastern CT, I understand the local economic and tax landscape while serving clients across the region.

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Key Considerations in Retirement Planning

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1. Determining Your Retirement Income Needs
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2. Social Security & Pension Optimization
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3. Investment Strategy for Retirement
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4. Tax-Efficient Withdrawal Planning
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5. Healthcare & Long-Term Care Planning
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6. Estate Goals & Charitable Gifting

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My 3-Step Retirement Planning Process

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Step 1: Discovery & Vision Setting

I start with a complimentary call to discuss your goals, lifestyle vision, and concerns about retirement.

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Step 2: Analysis & Strategy Development

I gather detailed financial information, run income and risk projections, stress-test scenarios, and create a personalized plan covering investments, taxes, and income strategy.

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Step 3: Implementation & Ongoing Guidance

I put your plan into action, coordinate with your tax and legal advisors, and provide ongoing monitoring and adjustments to keep you on track as life changes.

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Step Into Retirement With Confidence

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Selling your business or "Pulling-the-Plug" on your Career is a major milestone. Now, the right retirement plan will ensure the wealth you’ve built supports your freedom, security, and legacy for decades to come.

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📞 Schedule your confidential consultation today to see how our retirement planning can help you turn your life’s work into lasting financial independence.

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