About Marc V. Lowe

About Marc Lowe, CFP®

Who I Am

Marc Lowe, CFP®, Founder of In The Money Retirement Planning, an independent fee-only fiduciary firm based in Waterford, Connecticut
Over a decade of financial planning experience, specializing in retirement, tax strategy, and behavioral finance
CERTIFIED FINANCIAL PLANNER™ professional, trained to deliver objective advice without commissions or product sales
Graduate of Northeastern University, with a background that bridges business, economics, and behavioral decision-making
Recipient of Fisher Investments’ Platinum Client Satisfaction Award (2023), recognizing top-tier service and client outcomes
Formerly worked with hundreds of families and business owners nationwide at Charles Schwab, Fisher Investments, and a boutique Wall Street RIA
Grew up in a family business, gaining firsthand insight into the unique challenges entrepreneurs face balancing business, family, and financial freedom

Why I Founded In The Money Retirement Planning

To raise the standards of financial advice through fee-only fiduciary guidance — advice that’s transparent, independent, and tailored to your needs.
To serve pre-retirees & small business owners who want personalized, proactive financial planning
To create a process that connects every part of a client’s financial life — taxes, investments, retirement income, business value, and legacy goals
To give clients a judgment-free space to ask hard questions, explore trade-offs, and make decisions with clarity and confidence