At In The Money Retirement Planning, we offer flexible financial planning services.

 

That means we can go as deep — or stay as focused — as you need.

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Some clients want a full, comprehensive retirement roadmap.
 

Others want help solving one specific problem — like Roth conversions, tax planning, Social Security timing, or preparing for a business sale.

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You only pay for the planning you actually need. Nothing more.

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Fee-Only. No Commissions. 

I am a fee-only financial planner.

I do not receive commissions.
I do not accept referral fees.
I am not paid to recommend one product over another.

 

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Transparent Pricing​

How We Charge​

Our pricing has two parts, depending on how you work with us:

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1. Financial Planning Fee (Monthly) $99-$1,000

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A flat monthly subscription for advice and strategy:

• Retirement, tax planning, and cash flow

• Business planning or exit strategy

• Ongoing decision support

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Once we have our initial consultation, I am usually able to provide a quote for the monthly financial planning fee. Pricing depends on scope of the engagement and the number of financial planning areas being implemented and monitored. 

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2. Investment Management Fee (AUM)

 

If we manage your investments, we charge 0.75%–1.25% annually, billed quarterly, based on assets.

 

This includes:

• Portfolio management and rebalancing

• Tax-aware investing

• Full integration with your financial plan

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