My Approach
6 Essential Pillars
WealthGuard
Great for those less than 10 years from Retirement
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Key Feature:
Organize Your Financial Life
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Cost:
$3,588 annual fee paid monthly​​
covers first 200k of investments
Once assets under management reach 200k, monthly fee goes away & client is billed Quarterly .75%-1.25% of Assets Under management fee.
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What's covered?
Pillar 1: Taxes
Roth Conversion Analysis
Account Withdrawal Strategies
Tax Return Review*
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Pillar 2. Legacy Planning
Last Will & Testament Review
Charitable Gifting Planning
Beneficiary Reviews
Legacy Planning*
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Pillar 3. Insurance
Long-Term Care Planning
Life & Disability Insurance Guidance​
Social Security Optimization
Medicare Guidance
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Pillar 4. Business Owners (If Applicable)
Small Business Retirement Plans​
Business Exit Planning
Tax-Efficient Exit Strategies
Tax Analysis of Sale of Business
Life After the Business Benefits Analysis
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Pillar 5. Cashflow Management
Budget Monitoring
Debt Paydown Strategies
Emergency Fund Guidance
Account Withdrawal Analysis
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Pillar 6. Investments
Rate of Return Analysis
Risk Tolerance Assessment
Risk Analysis
Asset Allocation Analysis
Portfolio Management (if applicable)
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*Legacy Planning includes a whitepaper detailing estate plan. Does not include creation of will or Trust.
* Tax Planning includes a Tax Prep Letter that details all Tax Opportunities identified each year. Does not Include Filing of Taxes.
* Unlimited Meetings with CFP except for June, July, August & December
After we complete these steps I monitor your plan with my Annual Service Calendar
Are you a pre-retiree or small business owner feeling anxious about your financial future? You’re not alone. Many are burdened with the daunting task of lowering their lifetime tax bills while trying to grow their wealth. At In The Money Retirement Planning LLC, I tackle these complex challenges head-on.
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Introducing WealthGuard: the strategic financial planning solution tailored for you. With over 10 years of experience and a holder of the Certified Financial Planner designation, I specialize in complex wealth management strategies that will empower you to confidently manage your wealth and minimize your taxes.
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Imagine maximizing your investments while enjoying peace of mind about your retirement and business succession plans. My hand-picked software and personalized strategies provide clarity in navigating Medicare choices, Social Security optimization, tax planning, and much more.
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Step into financial confidence with my simple, 3-step plan:
1. Schedule a call to discuss your unique needs.
2. Provide basic financial information for thorough analysis.
3. Implement tailored recommendations for financial growth.
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Choosing WealthGuard means you’re taking a definitive step towards safeguarding your financial future. Don’t let uncertainty hold you back—get started today!