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Hey, I'm Marc Lowe.

You’ve done a lot right already.

Now, you need an upgrade to streamline and optimize with a partner that does it all - estate, taxes, investments, retirement, business planning. Relax, I got you.

Serving clients locally and nationwide.

ABOUT MARC

WHAT I DO

SCHEDULE A CALL

How We Can Work Together

Personal Retirement Service Models

Advice-Only Planning

For those nearing retirement and either under the age of 591/2 or the DIY investor who wants a guide—not a salesman.

This service is built for people who like to stay in control of their investments but want professional guidance to make smarter decisions. You’re comfortable managing your portfolio—but you also know that financial planning goes far beyond picking funds.

We act as your strategic partner, helping you think through the decisions that actually move the needle.

What this includes:

Retirement planning and income strategy
Tax-efficient withdrawal and Roth conversion planning
Investment allocation guidance (you implement)
Risk management and insurance review
Ongoing decision support as life evolves

You keep full control. We bring clarity, structure, and a disciplined framework to help you avoid costly mistakes.

Full-Service Planning & Investment Management

For those nearing retirement who want to delegate and can't afford the wrong advice.

This is for clients who don’t want to be in the weeds. You value your time, and you want a trusted partner designing, implementing, and managing your entire financial life.

We don’t just give advice—we execute it.

What this includes:

Everything in Advice-Only Planning
Professional investment management and rebalancing
Tax-aware portfolio design and implementation
Coordination with your CPA and estate attorney
Ongoing monitoring, adjustments, and proactive planning

This is a fully integrated relationship. One place where your investments, taxes, and long-term plan all connect—and are continuously optimized.

Business Owner Service

Fractional CFO

For business owners in the growth phase who need help building value in their largest asset.

Most businesses hit a point where they stagnate or hit a rough patch. This service is designed to turn a established business into a disciplined, profitable asset that will become a large part of your retirement plan.

We help you build the engine—and then make sure it runs efficiently.

What this includes:

Business plan design (revenue model, pricing, cost structure)
Cash flow and profitability optimization
Owner compensation and tax strategy
Systems for tracking KPIs and financial performance
Decision-making framework for growth (hiring, expansion, reinvestment)
Ongoing accountability and execution support

This isn’t theory. It’s about building a business that consistently generates profit, supports your life, and compounds over time.

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Fee-Only & Fiduciary If you have spoken to a financial advisor before there is a strong chance that you have spoken with a Stockbroker and/or insurance representative who receives a hefty commission check for a product they are selling. The fees of commission-based agents and brokers are tied to specific products and transactions. This model misses completely much of what clients need. Although even commission-based agents can serve their clients in unique ways, product commissions seem a backhanded way to acquire comprehensive wealth management.