.jpeg)
How May I Help You?
You lead at work.
You lead at home.
I help small business owners & pre-retirees prepare for transitioning from the working years to the retirement years.
You’re spending years building — your career, your business, your relationships. Now, the question becomes:
How can my retirement plan support the lifestyle I want to live?
That’s where I come in — to help you design a plan that brings structure to your success and peace of mind to your future.
A plan built to help you live your best life in retirement!
Schedule an introductory meeting to see how I can help you.
What You Can Expect
-
A judgment-free space where your goals, values, and vision for the next chapter drive every decision.
-
Smart, personalized strategies covering your Investments, Estate Plan & Tax Plan.
-
A long-term partnership with a guide who looks beyond your investment accounts and looks at what lifestyle you are trying to achieve in retirement.
Comprehensive, Connected Advice
I integrate financial planning & investment management— all under one roof. You’ll receive guidance to ensure your plan is proactive & consistent across all areas.
Founded by Marc Lowe, CFP®, In The Money Retirement Planning was created with one mission:
to use financial planning as a tool for empowerment — helping pre-retirees and business owners make confident decisions about the wealth they're working hard to build.
Here to inspire you to make a bigger impact in your life financially.
What happens if you don’t have a solid Financial plan?
👉Feel anxious about your retirement finances.
👉Face uncertainties during economic downturns.
👉Overpay in unnecessary taxes.
👉Leave your future to luck instead of planning.
👉Experience regret over missed opportunities.
👉Risk losing wealth during a business sale.
👉Make costly mistakes that cannot be undone.
👉Struggle to replace your work income.
Here to Help You Address Those Hard Questions
With my expertise, you’ll feel empowered to make informed decisions.
10+ Years of Expertise
Required to act in client's best interest.
Certified Financial Planner
The gold-standard certification in financial planning.
The Financial Journey feels less stressful with a trusted guide watching over your shoulder.
3 Simple Steps to Sharpen Your Strategy
Take control of your Wealth with confidence.
1. Get Your Financial Health Checkup
2. Set Your Financial Goals
3. Make Your Financial Game Plan
-
Provide Basic Financial Data
-
Set goals for financial security, family harmony, career advancement, asset protection, early retirement, or all of the above.
-
Make your game plan with your current financial status with assets, liabilities, cash flow, insurance coverage, and tax strategies.
Fee-Only & Fiduciary If you have spoken to a financial advisor before there is a strong chance that you have spoken with a Stockbroker and/or insurance representative who receives a hefty commission check for a product they are selling. The fees of commission-based agents and brokers are tied to specific products and transactions. This model misses completely much of what clients need. Although even commission-based agents can serve their clients in unique ways, product commissions seem a backhanded way to acquire comprehensive wealth management.
Fiduciary
No Commissions. No Surrender Fees. Unlike much of the Financial Industry, I do not sell commissioned products. No Surrender Fees Ever.
Transparency
Independently Owned Because I am not tied to any large Bank, Brokerage, Insurance Company I do not answer to anyone but you.