10-15 Years From Retirement
You're Closer to Retirement Than You Think
The years leading up to retirement are often your highest-earning years and one of your greatest opportunities to improve your financial future. The decisions you make now can have a lasting impact on how much you'll have available to spend in retirement and how much you'll pay in taxes over your lifetime.
Are You Saving Enough?
Many pre-retirees wonder whether they're on track but aren't sure how to measure their progress. We help you determine whether your current savings rate and investment strategy are likely to support the retirement lifestyle you envision.
Maximize Your 401(k)
Your workplace retirement plan is often the foundation of your retirement savings. We'll help you determine whether you're contributing enough, taking advantage of employer matching contributions, and using the investment options available to you effectively.
Roth Conversion Opportunities
Paying taxes strategically today may reduce your lifetime tax bill. We'll help identify opportunities where converting retirement assets to Roth accounts could make sense based on your current and projected future tax situation.
Investment Allocation
As retirement approaches, managing investment risk becomes increasingly important. We'll evaluate whether your portfolio is appropriately positioned to pursue long-term growth while preparing for the transition into retirement.
Retirement Income Projections
Knowing approximately what your retirement income may look like can help you make better decisions today. We'll estimate how your savings, Social Security, pensions, and other income sources may work together during retirement.
Tax Diversification
Having money in different types of accounts can provide flexibility later in retirement. We'll help you understand how taxable, tax-deferred, and tax-free accounts may work together to improve your retirement strategy.